Payment Policy

At Urgarment, we strive to provide a secure and transparent shopping experience. This policy outlines our accepted payment methods, our secure processing standards, and our legal billing structure.

1. Accepted Payment Methods

We accept a wide variety of secure payment methods through our partnership with Stripe UK. You can pay for your order using:

  • Credit/Debit Cards: Visa, Mastercard, American Express, Discover, Diners Club, and JCB.

  • Digital Wallets: Apple Pay and Google Pay.

2. Payment Processing & Billing Entity

To ensure the highest level of security and efficiency for our international customers, all payments on urgarment.com are processed by our dedicated international financial entity:

  • Billing Entity: URGARMENT LIMITED

  • UK Company Number: 15198041

  • Registered Office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom

Important Note: When you complete a purchase, the charge on your bank or credit card statement will typically appear as "URGARMENT LIMITED".

3. Payment Security

Your financial security is our top priority.

  • PCI Compliance: Our checkout process is powered by Shopify and processed via Stripe, ensuring your data is handled according to Payment Card Industry Data Security Standards (PCI DSS).

  • Encryption: We use Secure Sockets Layer (SSL) technology to encrypt your personal and credit card information during transmission.

  • No Data Storage: Urgarment does not store or have access to your full credit card numbers. All sensitive data is handled directly by our secure payment processor.

4. Currency and Taxes

  • Currency: All transactions are processed in USD $. If your local currency is different, your bank may apply a currency conversion fee.

  • Taxes & Duties: Prices displayed on our website do not include import duties or local taxes that may be applied by your country's customs office. These charges are the responsibility of the recipient.

5. Order Fulfillment

While URGARMENT LIMITED (UK) handles the payment processing, all physical products are quality-checked, packaged, and shipped directly from our primary operations center: Guangzhou Guanghong Network Technology Co., Ltd. Room 319, Building 3, 739 Qiaoxing Avenue, Shatou Street, Panyu, Guangzhou, Guangdong, 511492, China.

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